Fine Beautiful What Is A Non Standard Vehicle
Coach mini-bus.
What is a non standard vehicle. A person may become ineligible for a traditional car insurance policy because of a number of factors including a poor driving record or previous claims. Most non-standard auto insurance companies do not care about your credit history. Non-standard auto insurance companies also often write policies for drivers who are older than 70 or younger than 20.
What is a modified or non-standard vehicle. A motor vehicle that as manufactured does not conform to Canadian standards for motor vehicles for on-highway use but could be licensed for limited on-highway use in BC. Being grouped into the nonstandard auto category will mean higher rates.
Any other type of converted vehicle that has not been specifically converted for use in the road transport industry. Non-standard auto insurance is a category reserved for customers who insurance companies see as the highest-risk drivers. For example if you need to file an SR-22 after a DUI conviction youll need the insurance company to file this form on your behalf to prove.
Some examples of non-standard vehicles include Industrial machines logging machinery golf carts farm tractors and all-terrain vehicles. It is also for those who have committed major traffic violations such as DUIs license suspensions or reckless driving. What does a non-standard auto insurance policy actually mean.
The key difference between non-standard and standard coverage is cost. A nonstandard or high-risk auto insurance policy isnt a specific type of car insurance policy. Non-standard car insurance is specialized insurance for high-risk drivers.
Non-standard auto insurance companies are simply there to cover drivers with special insurance needs. Preferred customers pay the least for their insurance premiums while those in. A non-standard delivery vehicle includes but is not limited to the following.